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Maximizing Seller Contributions: A Buyer’s Guide to Navigating "Guided" Real Estate Negotiations

Updated: 2 days ago

Understanding Seller Contributions

What Are Seller Contributions?

Seller contributions, also known as seller credits or concessions, are funds the seller agrees to provide to assist the buyer with closing costs or prepaid expenses, including:

  • Closing Costs: Loan origination fees, title insurance, and recording fees.

  • Prepaid Expenses: Property taxes, homeowners insurance, and interest accruing before the first mortgage payment.

Strategies for Negotiating Seller Contributions

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