No Credit? No Problem!

Own Your Dream Home Without a Traditional Loan: Exclusive Financing for Self-Employed & Foreign Buyers in Houston

Do you have money saved for your dream home—but get denied every time you apply for a mortgage? Is your credit score or lack of documentation keeping you from owning a home?

You're not alone—and more importantly, you're not out of options.

As a Certified Third-Party Owner Financing Specialist, I offer a powerful financing solution that’s changing the game for qualified buyers in Houston—especially for self-employed professionals, entrepreneurs, and foreign nationals who don't fit the traditional mortgage mold.

Here’s How It Works:

With this flexible, buyer-first financing program, you can qualify to purchase any home on the market (yes, any) with just:

• 20% down on the purchase price

• No credit check required

• No income verification

• No SSN or ITIN needed

• No balloon payment

• No prepayment penalties

• Up to $1 MILLION price point

Your cash is your credit—which means your financial future isn’t judged by a FICO score or paperwork. If you have the funds and the desire to own, this program may be your gateway to homeownership.

🌍 Ideal for:

• Foreign nationals and international buyers without U.S. credit

• Self-employed individuals with complex or unverifiable income

• Buyers who’ve experienced a recent credit event (like bankruptcy or foreclosure)

• High-cash-flow buyers who want to move fast without red tape

What Makes This Different?

Unlike traditional mortgages or rent-to-own programs, this third-party owner financing structure gives you the ability to:

• Purchase immediately without waiting to build or repair credit

• Choose from any active home listing—not just a limited inventory

• Close quickly and confidently with full legal support

• Refinance later if you wish, once your credit improves

And as your trusted advisor, I guide you through the entire process—from home search to close.

Why Work with Me?

At Brooks Ballard International Real Estate, I specialize in helping motivated buyers navigate non-traditional pathways to ownership with confidence and strategy. I don’t just offer homes—I offer solutions. If you’ve been turned away by lenders, it’s time we talk.

Let’s Make It Happen

Stop letting banks define your potential. If you’ve saved for your dream home and are ready to invest in your future, this may be the opportunity you've been waiting for.

Book a Private Strategy Call: Schedule Now

Turn your vision into a legacy. Connect with us today to secure expert guidance and exclusive investment solutions tailored to help you achieve your real estate goals.

Faith Nicole, Your Local Luxury Realtor®

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